Questions About Selling My House

Questions about the offer, the closing and the paperwork

Updated 24 September 2026. This page covers the mechanics; general questions are on our FAQ.

What is the quickest way to sell my house in Baldwin or Mobile County?

A direct sale to a buyer who pays with their own funds, closing in as little as seven days when the title is clear. A listed sale waits on showings, a buyer’s lender and an appraisal; a direct sale skips all three. The trade-off is price: a direct sale nets less than a retail sale of a house in good condition.

What do you need from me to make an offer?

The address, a look at the house (in person or by video), and an honest description of the problems. We do not need a survey, an inspection report or an appraisal. If there is a mortgage, the lender’s name helps us estimate the payoff.

How is the offer calculated?

Repaired value minus repairs, minus holding and resale costs, minus our margin. Repaired value comes from recent sales of similar houses nearby, not from an online estimate. Repairs are our contractor’s numbers, not a guess. We show the arithmetic so you can challenge any line.

Who handles the closing?

A closing agent — a title company or closing attorney — prepares the deed and the closing statement, pays off the mortgage and any liens from the proceeds, and records the deed with the county. In Baldwin County deeds are recorded at the Probate Office in Bay Minette; in Mobile County at the Probate Court at Government Plaza.

Who pays the closing costs?

The closing statement shows every charge. We tell you before you sign the contract which costs are ours and which come from your side, so there are no surprises on the day. What you never pay is a commission.

Can I pick the closing date?

Yes. Seven days is the fastest realistic date with a clear title; several months is fine if you need time to move. If you need to stay in the house briefly after closing, ask before we write the contract.

What if my name is not the only one on the deed?

Everyone on the deed signs, or the person with legal authority for them does: an executor with letters from the probate court, an attorney-in-fact under a power of attorney, or a spouse in a divorce with a signed decree. We find out who has to sign in the first conversation so the closing date is real.

What if I owe more than the house is worth?

Then a normal sale will not work and we say so. The options are a short sale (the lender agrees to take less than the payoff), bringing the difference to closing, or waiting. Our guide to short sales in Alabama explains the process.

Do you buy houses you plan to resell?

Yes, some we renovate and resell and some we keep as rentals, including rent-to-own homes for local families. We are buying for our own account, not collecting your information to pass to other investors.

What if I want full retail price?

List it with an agent, make the repairs and updates first, and plan on a few months. That is the right path for a house in good shape when time is not the problem. Call us if the house, the timeline or the situation makes that path hard.